Addie Finley | Billerica MA Real Estate Real Estate, Lowell MA Real Estate Real Estate


To sell your home, one of the essential things for you is to stage your home. While the price of your home is often dictated by the market and your own surroundings, the people who are going to buy your home ultimately need to have some attraction to it.


The question is- can you stage your home yourself, or do you need to leave the home staging to the professionals? Either way, you may need to spend a little bit of cash in order for the home staging to actually work well. 


Declutter


The first step in the home staging process is for you to declutter the home. Get rid of anything that’s taking up space, or making the home appear “junked up.” No one can picture themselves living in a cluttered home. 


Hire A Maid


If you’re doing the home staging yourself, one of the most important aspects of getting your home ready is making it clean. A maid service can provide that deep clean that you may not have time to do yourself. This service is definitely worth the investment to make your home presentable to potential buyers.


Professional Home Staging Is Pricey


Professional home staging can cost quite a bit, (we're talking thousands of dollars.) You can do a lot yourself to stage your home. You don’t need to spend top dollar in order to have your home staged appropriately. Just know that homes that are staged correctly (whether professionally or by you) sell for more.


Staging Gives Buyers Vision


It may be hard for buyers to envision a room any other way than how you currently have it set up. People may not be able to picture a chair in the corner or a bed in a different position. You can play around with the furniture in your home to make the rooms look best. 


Add Some Paint


One of the easiest things that you can do to stage your home is to paint it. Even if you simply put a fresh coat on the doors, it can really add some appeal to the home. If you have the time, you should paint the rest of the home’s interior as well. Buyers are most attracted to neutral colors. If you have any rooms that are oddly colored, or looking rough due to age, some paint can really bring life into the home.  


Make Each Room Inviting

When potential buyers walk through the home, you don’t want them to simply skim the house without checking out each individual room. See what draws you into the room, whether it be lighting, a fireplace, or an ornament on the door. Any of these small touches can make a big difference when you stage your home.


Buying a home may seem like a smart financial move. However, it may not always be the right time or the right move for you. While buying a home is a great investment, you may not be ready to buy a home of your own. The following questions should help you to determine whether or not you are fully ready to buy a house in the near future.


How Much Money Do You Make? How Much Have You Saved?


buying a home is a significant expense. First, you’ll need quite a large sum of money for a downpayment and closing costs on the home. Second, to get approved for a mortgage, the lender will look at every part of your finances from your income to your assets. Once the home is purchased, you’ll also need quite a bit of capital for expenses including insurance, taxes, HOA fees, emergency funds, utilities, and furniture. You don’t want to buy a home only to be overwhelmed with costs. You want enough of a financial cushion to enable you to furnish your home, decorate your home, and not have a completely empty bank account. That’s why you should make sure that you do make enough money to buy a home.



How Much Debt Do You Have?


If you have established that your income is enough to buy a home, the next thing that you need to establish is that your debt isn’t too high. Before you enter into the adventure of homeownership, you’ll need to make sure that your bills are under control. These expenses include things like car loans, student loans, and credit card bills. Your lender will put your debt into consideration as a part of your entire financial picture. Your debt (including your proposed mortgage payment) should be less than around 36% of your gross income. Before you take the leap into buying a home, you’ll need to make sure that your debt is under control. If you need to take a step back and pay your bills down before you start house hunting, you should as it will make buying a home easier for you.


Are You Seasoned At Your Job?


In order to secure a mortgage for a home, you’ll need to show that you have been at the same job for a certain period of time. Your average income will probably be calculated based on how long you have been at the company and your job history. You should be able to explain any income gaps, changes in positions or companies. Otherwise, you’ll appear to be an unstable person to lend to. Lenders want to know that you’ll have a steady, stable income.


How Is Your Credit?


In order to secure a mortgage, you’ll need to have a good credit score. Check on your credit report when you begin thinking about buying a home. If your credit is on the low side, you’ll want to work on bringing that score up. 


     


When looking at new homes, home buyers with high expectations can sometimes feel disappointed with their options. In a world where wood paneling, blue bathtubs, and wallpaper in every room have been popular trends it can feel like a lot of houses on the market are eyesores.

An important factor to keep in mind, however, is what parts of the home are merely cosmetic and which are structurally important. If a home is in a neighborhood you love with all the structurally important systems in excellent shape you can still add it to the top of your list. Poor design choices, or lack thereof, can always be changed down the line. 

If you were hoping for a home with lots of character and detail but the neighborhoods you love are filled with ranches and builder grade homes don’t despair. There are plenty of style upgrades you can DIY yourself to give your home the luxe look you’re looking for. 

Ready to make a dramatic first impression? Wow guests with just a few of these simple upgrades. 

If your entrance opens up to a staircase you can create a drastic difference with just a small change. The newel post, that is the first main post of the stair railing, can be swapped out for something more ornate and classic. With plenty of options ranging from boxy posts with molding to something sleek topped with an ornate finial ball. Add more drama by choosing a contrasting color for the finial, newel cap, and railing from the main post and spindles.  

A large mirror placed in an entrance or along the length of a hallway never fails to make a statement. Place a pier mirror between windows to create more light and dimension to the room. Create a built-in look by adding molding and wainscotting painted to match the trim of the room. 

Add elegance by installing a ceiling medallion. Not just for the foyer they are also a great detail to add to your dining room, guest bedroom or home office. With a wide selection at your fingertips, you can pair one with a chandelier for a chic look or for a more modern flair coupled with a contemporary style pendant light.

For a truly classic look wall trim instantly makes any room look more luxe. Keep it simple with box shapes or opt for an art deco touch with more geometric shapes. Paired with other vintage elements wall trim brings a sense of refinement. If you’re aiming for a more effortless yet modern theme pair with a mix of mid-century modern and minimalist pieces.

When house shopping keeping an open mind as to what can be changed and what is imperative for a safe home makes all the difference in your shopping experience. Print out pictures for inspiration or create a board on Pinterest to keep the ideas flowing. As you look at each new house keep in mind how you can easily add these elements to create a more luxurious home with a quick weekend project.


Every child grows up either with a dog or dreaming of the day they will have a dog. And if it’s not a dog, it’s a cat, a hamster, or even a goldfish. But sometimes having a pet is just not an option. Here are a few things to consider before getting a pet. Allergies: It’s important to know whether or not you or anyone living in your home has any allergies to animals. And it’s best to know before you adopt or buy— there are tests that your doctors can run. It’s never a good situation for the pet owner(s) and animal if the animal has to either be given back or given to someone else due to an allergy. This will put a lot of stress on the animal being moved around too much and it can also cause harm to the people involved, as it is always difficult letting go of a pet. If someone in the home has an allergy you may have to stick with goldfish and hermit crabs. However, there are certain types of dogs that are considered hypoallergenic. Travel: Do you work long hours? Do you travel often for work? Will there be anyone home when you aren’t? These are all important questions to consider before adopting a pet. These questions don’t apply as much to pets such as goldfish and hamsters (even though they still require care), but are extremely important if you want a cat or dog. Time: Do you have the time for a pet? Consider the questions above such as work hours and traveling, but also if you have the time between having a social life, taking care of your children, bringing them to soccer practice or dance class, etc. If you think you have the time then you must also consider that there are different breeds of dogs that require more attention and work than others. The same goes for different types of cats. Be sure you are completely aware of the work that goes into the type of dog or cat you want. Cost: The cost of a pet goes well beyond the initial adoption or breeder fee. It’s important that you consider the lifetime cost of owning a pet and whether or not you can afford an animal. Again this more pertains to dogs and cats rather than hamster and fish. There’s the cost of food, grooming, veterinary care, toys and walkers. And the costs will vary depending on the breeds of cats and dogs. It’s also important that you save for emergency vet visits, as they can be completely unpredictable and very trying at the time. Having money saved up will take a small bit of the stress away. A pet is a large responsibility and one that should not be taken lightly. You are caring for another life and the adoption or purchase of any animal should be well thought out and something you are prepared for. If that sounds like you then go out and find the pet that’s perfect for you and your family.

Finding and purchasing a home sometimes can be difficult, particularly for an individual who encounters assorted challenges throughout the property buying journey. Lucky for you, there are several shortcuts that a homebuyer can use to streamline the property buying process. These shortcuts include:

1. Narrow Your Home Search

If you know you want to buy a home, you should consider where you want to reside and what features you want in your ideal residence. That way, you can avoid the danger of committing time and resources to analyze houses that fail to meet your expectations.

Oftentimes, it helps to craft a list of preferred cities and towns. This list will help you hone your home search to specific areas and ensure you can accelerate the homebuying journey.

Think about what you want to find in your dream house and create a list of home must-haves and wants too. With this list in hand, you can further accelerate your search for your ideal home.

2. Get Pre-Approved for a Mortgage

Some homebuyers apply for a mortgage after they find their dream residence, but doing so may prove to be problematic. Because if a buyer submits an offer to purchase a home without a mortgage at his or her disposal, this individual likely will need to move quickly to get home financing. Or, if a buyer provides a homebuying proposal but cannot secure a mortgage, this individual risks missing out on the opportunity to acquire his or her dream house.

To get pre-approved for a mortgage, you can meet with banks and credit unions and explore a wide range of mortgage options. Then, once you select a mortgage, you can kick off your home search and know exactly how much you can spend to purchase your ideal residence.

3. Hire a Real Estate Agent

A real estate agent is a homebuying expert who will guide you along the property buying journey. He or she can help you identify potential homebuying hurdles and overcome these issues before they escalate. Best of all, a real estate agent will do everything possible to ensure you can acquire a great home at a budget-friendly price.

In addition, a real estate agent will work with you throughout the property buying journey. He or she first will learn about your homebuying goals and help you craft an effective property buying strategy. Next, a real estate agent will help you put your homebuying plan into action and ensure you can discover a house that matches your expectations. And once you discover your ideal home, a real estate agent will help you put together a competitive offer to purchase this residence.

As you prepare to kick off the homebuying journey, you should try to plan ahead as much as possible. By taking advantage of the aforementioned shortcuts, you can prepare for the homebuying journey and speed up the process of finding and purchasing your dream residence.




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